I am a full time real estate consultant working with home buyers, sellers and investors primarily in the Panhandle area of Florida and Southern Alabama, though I am licensed in all of Florida and Alabama..  I'll be glad to guide you through the buying process, help you locate schools, and community services.  If it is a home or property that you need to sell, I will assist you in the marketing and sale of your home.  Customer service is my top priority when working with clients.  I make sure that the client is kept informed at all times in regards to the status of their sale. I am a Certified Distressed Properties Expert. (CDPE). If you are behind or soon to be behind on your mortgage payments I can schedule a confidential consultation with you.  I may be able to help you avoid foreclosure by negotiating with your lender for a short sale. Typically a short sale will effect your credit for two years, a foreclosure is considerably longer and can even have an impact on your employment.